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Get a detailed breakup of your CTC into its components.
TaxNext's salary breakup calculator splits an annual CTC (cost to company) into its common components — basic pay, HRA, employer PF contribution, gratuity accrual and special allowance — so a job offer's CTC figure can be understood as an actual monthly take-home structure. It's aimed at anyone evaluating a job offer or comparing CTC structures across employers.
This is a common-practice estimate, not a legal rule
No section of the Income Tax Act, Payment of Gratuity Act or Payment of Bonus Act fixes basic pay at a specific share of CTC. This calculator assumes basic pay is 40% of CTC — a widely used convention among Indian employers, not a statutory requirement — and derives HRA, PF and gratuity from that assumed basic. An actual employer may structure CTC differently, subject to minimum-wage and PF/gratuity wage-definition rules.
A common-convention CTC breakup, not an official one — different employers structure basic, HRA and allowances differently, and this calculator does not know a specific employer's actual policy. For your actual take-home after tax, use the in-hand salary calculator, which applies real income-tax rules to this breakup.
Figures are illustrative estimates, not tax or employment advice.
Reviewed by VNAV & Associates, Chartered Accountants. Last updated: August 2026.
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