EMI Calculator

Calculate the monthly EMI for a loan and its interest cost.

Loan Details

Loan Amount

₹

Interest Rate (per annum)

Loan Tenure

years

Monthly EMI

Principal Amount₹25,00,000

Total Interest Payable₹28,98,428

Total Payment₹53,98,428

Year	Interest Paid	Principal Paid	Balance Remaining
1	₹2,23,100	₹46,816	₹24,53,184
2	₹2,18,708	₹51,208	₹24,01,976
3	₹2,13,902	₹56,014	₹23,45,962
4	₹2,08,651	₹61,265	₹22,84,697
5	₹2,02,905	₹67,011	₹22,17,686
6	₹1,96,619	₹73,297	₹21,44,389
7	₹1,89,742	₹80,174	₹20,64,215
8	₹1,82,222	₹87,694	₹19,76,521
9	₹1,73,992	₹95,924	₹18,80,597
10	₹1,64,996	₹1,04,920	₹17,75,677
11	₹1,55,154	₹1,14,762	₹16,60,915
12	₹1,44,389	₹1,25,527	₹15,35,388
13	₹1,32,613	₹1,37,303	₹13,98,085
14	₹1,19,733	₹1,50,183	₹12,47,902
15	₹1,05,645	₹1,64,271	₹10,83,631
16	₹90,235	₹1,79,681	₹9,03,950
17	₹73,381	₹1,96,535	₹7,07,415
18	₹54,944	₹2,14,972	₹4,92,443
19	₹34,777	₹2,35,139	₹2,57,304
20	₹12,720	₹2,57,304	₹0

Assumes no prepayments, part-payments or rate changes over the tenure. Indicative estimate, not a bank sanction letter.

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