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Calculate your take-home salary after tax and deductions.
TaxNext's in-hand salary calculator works out actual monthly take-home pay from an annual CTC — applying the same basic/HRA/PF breakup as the salary breakup calculator, then deducting employee PF, professional tax and income tax under whichever regime you choose. It's aimed at salaried employees comparing job offers or checking a payslip against expectations.
Without a state, professional tax falls back to the constitutional annual ceiling of ₹2,500 as a labelled estimate — the real amount depends on the specific state's own schedule.
Under the old regime, the employee's own PF contribution reduces taxable income (an 80C deduction) — the new regime gives no such benefit for the same PF amount, which is why the same CTC lands differently across the two regimes.
At this income level, income tax is by far the largest deduction from gross salary — professional tax and PF are comparatively small line items.
Take-home pay assuming the common-convention CTC breakup used by the salary breakup calculator, real income-tax slab calculation, employee PF, and professional tax where the state's schedule is verified (otherwise a labelled ceiling estimate). It does not account for bonuses, reimbursements, or an employer's actual, non-standard CTC structure.
Figures are illustrative estimates, not tax advice.
Reviewed by VNAV & Associates, Chartered Accountants. Last updated: August 2026.
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