Estimate your NPS corpus and additional 80CCD(1B) tax savings.
Your NPS Plan
Projected Corpus
Total Corpus at Retirement
₹1,13,96,627₹1,13,96,627
Total Invested (30 years)₹18,00,000
Tax-Free Lump Sum (60%)₹68,37,976
Annuity Corpus (40%)₹45,58,651
Estimated Monthly Pension₹22,793
Assumes a 6% annuity rate on the mandatory annuity share — indicative estimate, not investment advice. A December 2025 PFRDA change lets non-government subscribers withdraw up to 80% as a lump sum, but section 10(12A) still exempts only 60% from tax — any lump sum taken above that remains taxable, whatever PFRDA permits you to withdraw.